I don't think Americans are AWARE what percentage of their salary goes to premiums each month. We're talking around $1000 a month for a family. Imagine if they got that in pocket? Even HALF would be nice. That's a big raise!

I think here, since we have the system sort of in place, a subsidized insurance thing might work nicely. We have it for kids in many states, and some states have it for families too. Expand that. Have the state simply assist with the premium payment for working but uninsured families. That's got to be a lot easier than changing the system completely.