Thank goodness re: you feeling a bit better and Elizabeth not having the chicken pox after all! I hope this means you guys get to relax a bit... just in time for the next heatwave... :)

I don't know if it's the same with every plan, but the way it worked for us when Alex still had a plan, too, was that his plan would cover what it covered, and then my plan would cover the balance. Worked out very well, but was a bit of a pain when submitting claims. Take advantage of whatever you can -- and don't feel guilty about it or anything, because most people never use their plans to their maximum advantage. If you've got it, use it, says I. :)

Have a lovely time writing today. I hope it goes swimmingly!